Tom Penland began his financial career in the early 80’s as a Registered Representative with Shearson Lehman Brothers. When the market crashed in 1987 he saw for the first time how little concern there truly was for the investor/client. As a Wall Street insider he is able to tell you “the rest of the story” as Paul Harvey would say. He is currently the CEO and Founder of Greenline Associates, where they teach 55 and uppers how to make the most of their retirement years by maximizing income, minimizing taxes, and to worry less about the future. His favorite quote is from Thomas Edison, “There is a better way for everything, find it”… and that includes retirement.